About Urticad

Pema (QL) is the Founder and Chief Architect of Urticad, a fintech and mobility technology company building institutional-grade infrastructure for the modern investment landscape.

With over five years of specialized experience in financial risk management and quantitative analysis, Pema brings a unique combination of technical depth and regulatory acumen to the startup ecosystem. Previously at Google, he developed expertise in complex system architecture, risk assessment frameworks, and compliance-first product development—a perspective increasingly rare among technology founders.

At Urticad, Pema is leading the development of two core platforms: advanced AI-driven mobility applications and a comprehensive SaaS investment infrastructure system. The latter addresses a critical gap in the market by enabling sophisticated analysis and risk management across multiple asset classes—equities, derivatives, alternative investments, and art markets. This quantified investment research capability, combined with institutional-grade compliance and risk controls, positions Urticad at the intersection of innovation velocity and regulatory resilience.

Pema's background reflects a philosophy that technical excellence and compliance rigor are not opposing forces, but complementary strengths. His previous experience managing financial risk, combined with deep systems development expertise, informs an architectural approach where security, scalability, and regulatory confidence are built into the foundation—not added as afterthoughts. This distinction matters significantly in fintech, where the cost of failure extends beyond product metrics to institutional trust and market integrity.

His work draws on observations across the options markets, AI evolution, and emerging technologies. He maintains a conviction that the most valuable founders understand not just what technology can do, but what it should do within the constraints and requirements of the ecosystems they serve.

Urticad was founded on the principle that sophisticated institutional investors and emerging asset classes deserve infrastructure built with the same rigor applied to traditional markets—accessible to growth-stage firms but architected for scale.